Health insurance is designed to protect against loss of income and expenses for medical care. There are two broad categories of health insurance policies: disability income policies and medical expense policies.
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Do you need flood insurance? Or are those flood insurance ads on television just a ploy by the insurance companies to get you to buy yet another insurance policy? Floods are obviously quite common in low lying areas that are surrounded by water. In these areas, not having flood insurance is downright financially suicidal...
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